What is liquor liability insurance?

Insurance for Liquor Stores Liquor store insurance is required for almost any facility that sells spirits or any other form of alcoholic beverage. Liquor store insurance is an insurance policy that protects liquor stores from third-party claims resulting from a personal injury or accident caused by a person who was intoxicated after purchasing liquor from that store.

Package liquor stores sell a variety of bottled and packaged alcoholic beverages, including wine and beer, for consumption away from the store. Beer kegs may be available. Domestic or foreign sources can be utilized.

For the things sold, operations must be licenced. Sales of liquor and alcohol may be limited, or the store could also sell soft drinks, nonalcoholic mixers, food, lottery tickets, or other goods. For the convenience of customers, some items may be offered refrigerated. Package liquor retailers are generally open till the early morning hours. They might be privately or corporately held, or they may be solely owned and operated by the state government.

This form of insurance is Liquor Store Insurance not limited by covering liquor stores. It also pertains to bars, taverns, and restaurants that regularly offer alcoholic beverages, as well as event organisers, wedding coordinators, and event managers. Individuals arranging a one-time event where alcohol consumption will be served are also covered by the liquor store insurance plan.

Liquor store insurance can protect your business from litigation for as little as $77 a month. Get a quick price and your certificate of insurance right away.